The U.S. Small Business Administration (SBA) on September 1 launched its first-ever loan program specifically aimed at supporting America’s small manufacturers, which account for 98% of all U.S. manufacturing firms. The 7(a) Manufacturer’s Access to Revolving Credit (MARC) Loan Program offers flexible working capital for manufacturers with minimal red tape.
Under the MARC program, small manufacturers can access funds structured as either a revolving line of credit or a term loan, enabling businesses to scale their operations, take on new customers, and meet their short-term working capital needs, including inventory purchases and new projects. Loans may also leverage existing facility or equipment equity, providing additional flexibility.
SBA Administrator Kelly Loeffler said the program aligns with the Administration’s broader industrial strategy. “The SBA is working alongside President Trump to rebuild our industrial dominance by empowering small businesses to bring back Made in America,” Loeffler said. “This working capital program will empower manufacturers to create jobs, supercharge growth, and reshore American industrial might.”
The MARC Loan Program complements the SBA’s core 7(a) and 504 loan offerings and can be used alongside conventional commercial loans, creating a potent tool for manufacturers seeking to expand operations. The initiative builds on the SBA’s Made in America Manufacturing Initiative, which aims to cut $100 billion in regulatory red tape, promote workforce development, and double the 7(a) and 504 loan limit for manufacturers.
The program also integrates with the SBA’s Make Onshoring Great Again Portal, a free platform connecting small businesses with more than 1 million domestic suppliers and producers.
Details on the MARC Loan Program are available at www.sba.gov, with training for lenders offered on the SBA’s Training on Demand page.
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